Why do I need to add a payment method just to download an app to my phone

Why with each app I have tried to add to my new iPhone do I need to provide a payment method.Im not trying to buy anything just trying to add apps to my new iPhone I don’t want my card information on my phone I feel that is my on choice to protect my privacy. This is why so many people have issues with identity theft so tell me how to bypass putting my card information when it is not necessary.

Posted on Jan 4, 2024 6:47 PM

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Posted on Jan 4, 2024 7:04 PM

Yes, I believe you need to have a payment method on file.


Even a lot of "free" apps these days are like arcade games. You can use some features for free, but progressing past a certain point may require (or be much easier with) the purchase of artificial consumable in-app purchases. You won't be charged for downloading a free app – but you will be charged for those.


In some countries, the payment method can be an Apple Balance, and you can load the Apple Balance using gift cards that you can purchase at many retail stores. If you set things up that way, I don't believe Apple would have your credit card number.


Some stores sell preloaded Visa and MasterCard debit cards, and those might be acceptable payment methods. But the banks/vendors who sell those cards add a lot of fees. At least buying Apple gift cards and using them to load up an Apple Balance wouldn't involve those.


Payment methods that you can use with your Apple ID - Apple Support

32 replies

Aug 18, 2024 9:43 AM in response to 805loriann

Even if you’re trying to download a free app on the App Store, Apple requires that you have a payment method on file registered for your Apple ID. This is primarily for verification and security purposes and to confirm that you’re a real user.


Download apps on your iPhone or iPad ⇢ Download apps on your iPhone or iPad - Apple Support

Add a payment method to your Apple ID ⇢ Add a payment method to your Apple ID - Apple Support




Oct 15, 2024 10:35 AM in response to Mac Jim ID

Mac Jim ID wrote:

Bossman6583 wrote:

I agree 200 % this is the reason I break this iPhone and go back to android

I suggest recycling your iPhone, nobody really cares what device you use.


Breaking an iPhone because you don't want to register a payment method seems rather like cutting off your nose to spite your face.


But maybe this person's iPhone is old enough, or in poor enough condition, that they don't think it is worth selling it to someone else to help finance their Android purchase.

What to do before you sell, give away, or trade in your iPhone or iPad - Apple Support

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Why do I need to add a payment method just to download an app to my phone

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