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Apple Pay not working on my Mac

I have a MacBook Pro running Sonoma 14.5. After filling out all the information in Settings for Wallet & Apple Pay, I am still unable to use Apple Pay at websites in Safari. When I try, a window pops up, and the Touch ID circle briefly appears then disappears. The only active button on that window is Cancel. I also have an iPhone and Apple Pay works fine there. What am I doing wrong?

MacBook Air 13″, macOS 14.5

Posted on Jul 10, 2024 1:45 PM

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Question marked as Top-ranking reply

Posted on Aug 5, 2024 10:27 AM

The problem isn't the ability to add cards to Apple wallet but the ability to use it in Safari.


As others have said that whenever they go to use Apple Pay in Safari it'll show the Apple Pay menu but at the bottom where the touch ID circle is at the bottom it'll say 'processing' then stop without any other prompts or my having pressed on touch ID. After 30 seconds it'll error out saying that it couldn't process the transaction. This is for Apple card and my personal CCs.

88 replies

Sep 30, 2024 2:43 PM in response to arlandfromdurham

Hey everyone,


I think i've figured out the fix. Follow these steps:


  1. Open your Mac's System Preferences
  2. Scroll to and open the Privacy and Security pane
  3. Scroll to FileVault and ensure its enabled and enable it if its not
  4. Reboot for good measure and voila Touch ID for paying for things in Safari should be working again


I am on MacOS 15.0 (24A335)

Nov 13, 2024 7:20 AM in response to Jeff Donald

  1. I have and it still persists (chrome and firefox)
  2. no zoom function enabled
  3. standard resolution set
  4. Its a 15" MacBook Air and not connected to an external monitor


After 7+ calls (some disconnected and Advisor did not call back) and passed between Mac and Apple Pay teams I FNALLY got it escalated to engineering. Will report what they say.

Nov 11, 2024 10:33 AM in response to Jeff Donald

That is what I meant when I said "it means something is wrong when not in Safe Mode". I have a second call with Apple tomorrow after the first didn't get very far. I have disabled all login applications and turned off all a 'allow in the background'.


Really hoping to not have to reinstall MacOS and Time Machine my settings.docs but I may have to.

Aug 2, 2024 6:14 AM in response to MCH117

Usually this is related to having a second Apple Pay active. Please try the following.


Create a new user admin account.


Login to new account and try to add a card to the wallet.


Message will appear telling you a user already has an active Apple Pay and do you want to delete it.


Say No and log out of New Account.


Login to original account and try to add a card. If you get an error message please copy and share the exact message.

Aug 4, 2024 4:51 AM in response to arlandfromdurham

Let’s try the following,


Create a new admin out, then log out of your current account.


Log into the new account and start to add a card. A message should appear about another Apple Pay user. Stop there and cancel trying to add a card.


Log out of new account and log into your old account and start to add a card. A message should appear about removing other users Apple Pay. Say yes delete other Apple Pay.


Restart computer and try to add a card to Apple Wallet.



Aug 16, 2024 1:10 PM in response to arlandfromdurham

I've been having the exact same issue. On my iPhone and iPad, Apple Pay works without a hitch via Safari, Apps, or in the case of the phone, a double click on the side button. The same for my Watch, no issues.


However, on my iMac (Intel, so no Touch ID) and my MacBook Pro (M3 Max with Touch ID), it absolutely refuses to work. I'm a former Apple Expert and I've checked every setting possible. This only started in the past month or so, my guess with a MacOS update that has a bug. I'm running Sonoma 14.6.1 (23G93) on both machines.


On the MacBook, TouchID works fine for passwords, other autofill, but not Apple Pay. On the iMac, I should get a confirmation alert on my Watch, and that never appears.


There are no other accounts or no other users.


This almost certainly has to be bug within MacOS to be causing such an error.


Apple Pay not working on my Mac

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