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When you sign up with your Apple Account, you can provide valuable feedback to other community members by upvoting helpful replies and User Tips.
I have a credit card on file with apple. I put in my date of expiration and security code with the credit card number encrypted except the last four.
Are you trying to add it to the Wallet or make a purchase?
It is the bank of the card the would approve/deny it in either case.
Apple will not take my credit card to pay my bill
