Can I be approved for Apple Card when I have no credit history?

It's possible to be approved for an Apple Card with limited or no credit history, but approval isn't guaranteed. Apple considers various factors like your income and financial situation. If not approved, you may be invited to participate in their "Path to Apple Card" program to improve eligibility.

While possible, it’s unlikely. There are better starter cards for individuals from companies like Bank of America, Discover and Capital One.

Applying for an Apple Card will not affect your credit score. It’s a soft pull of your TransUnion FICO 9 credit report. If you are approved and you accept the offer, they’ll do a hard pull. This could slightly lower your score. But it’ll gradually go up as you responsibly use and payoff your credit card each month.

You can learn how your Apple Card application is evaluated and apply for a card using the Apple Support articles I’ve linked to below.

How your Apple Card application is evaluated – Apple Support

How to apply for Apple Card - Apple Support

Apple Card - Features - Apple