I'm reposting the following comment for historical purposes as it was accidentally deleted by the moderators due to a miscommunication. It was originally Posted on December 29th.
Hi Folks, I bought my wife an M4 Mac mini for Christmas and have it all set up. As for background, I set it up from scratch as a new machine. It is running MacOS 15.2. In general, the new Mini is running fine. Unfortunately, she has the problem discussed in this thread. Time Machine backups cannot be completed...blah, blah, blah. Sometimes, the TM backup continues and finishes on its own once she starts to use the Mac Mini. Sometimes it doesn't and the solution is to click on "Back up now" in TM. After a couple seconds, the backup completes. I am using two external HDD as her TM Drives connected to a CalDigit Element Thunderbolt 4/USB 4 Hub. After reading through this thread, my conclusion is that there is no consistent, solid solution to this problem yet. True? Because of that, and since the "fix" for my wife's Mac mini is to simply click "Back up now" to finish the backups, I am reluctant to try all the suggested solutions only to have the problem remain. From those of you who have spent far more time on the issue, do you feel this is the most reasonable way for me to address the problem and hope that Apple eventually decides this issue is worth their time to fix? BTW, I also have a 2018 Intel Mac Mini. No problems with TM backups to its two external HDD formatted as APFS (just like the new Mac mini). It is also running MacOS 15.2.