It will not allow me to add a card to my payment method
It will not allow me to add a card to my payment method it keeps declining every card I try
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If they are debit cards that might be why, not all work with iTunes.
For a card to have a chance of being accepted it needs to be registered to the same name and address (including format and spacing etc) that you have on your iTunes account, and have been issued by a bank in the country where you are (and therefore the country which is on your iTunes account).