Sorry, that didn’t work either. For further explanation, my credit card is updated and issued from a US credit card company with A US billing address.
I am a US citizen living outside the country 8 months a year, and have been using Apple Pay in both counties without any problems for the last 17 years.
Apple automatically deducts yearly charges on the same card, not through Apple Pay, but directly to this same credit card company. Therefore I’m puzzled that they will accept my credit card directly, but not through Apple Pay. As I said earlier, I got an email just now saying I’m all set to use Apple Pay.
And I looked in Settings under my name, but there is nowhere that I can see a tab for Location. I do see my cell number is the local one I use outside of the US. But surely that can’t be the issue.