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Can you pay off Apple Card installments early?

How can I pay extra towards my monthly installment, and have the amount applied directly towards only one device rather than distributed between my other device installments?


[Re-Titled by Moderator]

Posted on Mar 12, 2021 6:39 PM

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Question marked as Top-ranking reply

Posted on Mar 15, 2021 7:40 AM

If you pay early the amount goes to the oldest financed item. You cannot split the payments between the devices.


Pay extra


To pay extra on your Apple Card Monthly Installments, you need to first pay your entire Apple Card balance. Then, to make an additional payment towards your installment balance, choose Pay Early. If you have multiple installments, your additional payment is applied to the outstanding balance of your oldest installment plan.


To Pay Early:

  1. Open the Wallet app and tap Apple Card.
  2. Tap the more button , then tap Monthly Installments. If you have multiple monthly installments, you see the balance for all of your monthly installments.
  3. Tap Pay Early, then tap Continue.
  4. Choose an amount to pay, then tap Pay Now or Pay later and follow the instructions on your screen.

If you don't pay a monthly installment, you aren't charged a fee or interest. To keep your account in good standing, pay your monthly installments on time as part of your Apple Card minimum payment due every month.

1 reply
Question marked as Top-ranking reply

Mar 15, 2021 7:40 AM in response to Rojas2014

If you pay early the amount goes to the oldest financed item. You cannot split the payments between the devices.


Pay extra


To pay extra on your Apple Card Monthly Installments, you need to first pay your entire Apple Card balance. Then, to make an additional payment towards your installment balance, choose Pay Early. If you have multiple installments, your additional payment is applied to the outstanding balance of your oldest installment plan.


To Pay Early:

  1. Open the Wallet app and tap Apple Card.
  2. Tap the more button , then tap Monthly Installments. If you have multiple monthly installments, you see the balance for all of your monthly installments.
  3. Tap Pay Early, then tap Continue.
  4. Choose an amount to pay, then tap Pay Now or Pay later and follow the instructions on your screen.

If you don't pay a monthly installment, you aren't charged a fee or interest. To keep your account in good standing, pay your monthly installments on time as part of your Apple Card minimum payment due every month.

Can you pay off Apple Card installments early?

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