find my is off and i lost my iphone

Hello ~ From the article you came from…

If your iPhone, iPad, or iPod touch is lost or stolen*

*But you can still protect your account if Find My was not turned on.

Wrk through the test if the steps in the link but Apple will not be able to help “track” your iPhone either.

~Katana-San~

Unfortunately, If you’re indeed sure that FindMy is off, your only way of finding your phone is w/ the ol’ fashioned “retrace your steps and eyeball method” …

… augmented w/ friends, familiy, and Lost & Found custodians.

I’ve done that before and used my daughter’s phone- with the family sharing option.

Not sure if that’s an option for you, otherwise, I would call Apple and ask an agent.