Why do I need to add a payment method just to download an app to my phone

Why with each app I have tried to add to my new iPhone do I need to provide a payment method.Im not trying to buy anything just trying to add apps to my new iPhone I don’t want my card information on my phone I feel that is my on choice to protect my privacy. This is why so many people have issues with identity theft so tell me how to bypass putting my card information when it is not necessary.

Posted on Jan 4, 2024 6:47 PM

Reply
Question marked as Top-ranking reply

Posted on Jan 4, 2024 7:04 PM

Yes, I believe you need to have a payment method on file.


Even a lot of "free" apps these days are like arcade games. You can use some features for free, but progressing past a certain point may require (or be much easier with) the purchase of artificial consumable in-app purchases. You won't be charged for downloading a free app – but you will be charged for those.


In some countries, the payment method can be an Apple Balance, and you can load the Apple Balance using gift cards that you can purchase at many retail stores. If you set things up that way, I don't believe Apple would have your credit card number.


Some stores sell preloaded Visa and MasterCard debit cards, and those might be acceptable payment methods. But the banks/vendors who sell those cards add a lot of fees. At least buying Apple gift cards and using them to load up an Apple Balance wouldn't involve those.


Payment methods that you can use with your Apple ID - Apple Support

32 replies
Question marked as Top-ranking reply

Jan 4, 2024 7:04 PM in response to 805loriann

Yes, I believe you need to have a payment method on file.


Even a lot of "free" apps these days are like arcade games. You can use some features for free, but progressing past a certain point may require (or be much easier with) the purchase of artificial consumable in-app purchases. You won't be charged for downloading a free app – but you will be charged for those.


In some countries, the payment method can be an Apple Balance, and you can load the Apple Balance using gift cards that you can purchase at many retail stores. If you set things up that way, I don't believe Apple would have your credit card number.


Some stores sell preloaded Visa and MasterCard debit cards, and those might be acceptable payment methods. But the banks/vendors who sell those cards add a lot of fees. At least buying Apple gift cards and using them to load up an Apple Balance wouldn't involve those.


Payment methods that you can use with your Apple ID - Apple Support

Sep 29, 2024 6:51 PM in response to 805loriann

This is due to you owing money to Apple. I just had the same issue. If you go to your setting click Apple ID, go to media purchases, click view account , click purchase history. You will then see you have something pending because it needs to be paid. Once I paid it it allowed me to download apps with no issue. Hope this helps

9/29/2024 @ 950pm

Jan 4, 2024 7:13 PM in response to 805loriann

Firstly happy hew year 2024


Congrats on your new iphone purchase.


yes it is completely your choice let me make you clear apple is committed to privacy So do not worry.

Apple is asking to app payment option just to make hassle free payment if you wish to purchase any services from app store.

also it is required for registration process of future billing.


There is nothing to worry

there are million and trillions of apple user who already have shared card info to apple including myself.


if you are so concern about your debit or credit card , do purchase apple gift card voucher and redeem it in app store and you are done.




Jun 3, 2024 10:34 PM in response to 805loriann

805loriann Said:

"Why do I need to add a payment method just to download an app to my phone"

-------


Why at Least One Method of Payment is Needed.

You need at least one method of payment assigned to your Apple Account. This is because even free apps have the option to purchase items from within them. It's a matter of licensing and piracy concerns on both Apple and the Developer's part.

Nov 13, 2024 4:17 PM in response to temmy192

temmy192 wrote:

Why can’t I download on my app asking me to add payment card


Because that is Apple's policy.


If you want to know "why" in any more detail than that, you will need to ask Apple themselves.


You will not be charged for downloading a "free" app – but many "free" apps are like coin-operated vending machines or arcade games, with functionality locked away behind in-app purchases. Those cost real money. Make one of them and it will be charged against your payment method on file.

Jun 6, 2024 8:41 AM in response to Betto122

It's actually pretty simple. If you want to use the App Store, you will need to have a valid payment method. It does not matter if the app is free or not. If you don't plan on using the App Store, no payment method is needed. The choice is yours and has nothing to do with User Experience. I'm sure every user would like it if there were no in-app purchases and never had to pay for any content, but if that was the case, there would be no developers offering any apps to download anyways.

Oct 17, 2024 4:02 PM in response to 耶斯留178

耶斯留178 wrote:

I also have this problem too,I do not know why it will happened,I am angry for this could apple can early fix this problem

There is not a fix, when you can see in step 2 here that you may need to add a payment method to download/update apps, even if they are free. Step 3 is for when there is a problem with your payment method.

If you can’t download or update apps on your iPhone or iPad - Apple Support

Nov 13, 2024 8:54 PM in response to temmy192

temmy192 wrote:

Why can’t I download on my app asking me to add payment card

You will find that developers are not spending their own time and money to create apps just to give them away to anyone that wants them. They are doing it for money and most will contain subscriptions or in-app purchases as an optional way for them to recoup their costs. They are free to download, but they also hope you will find their app useful enough to support their efforts and that would not be possible without a payment method.

This thread has been closed by the system or the community team. You may vote for any posts you find helpful, or search the Community for additional answers.

Why do I need to add a payment method just to download an app to my phone

Welcome to Apple Support Community
A forum where Apple customers help each other with their products. Get started with your Apple Account.