Why does it take so long for my Apple Card payment to be deducted from my bank account??
When I make a payment on my Apple Card it takes DAYS to come out of my checking account. Usually 3, but it's been up to 6. Why aren't the payments automatically deducted immediately?? It's 2024! No other automated bill I have set up to be paid out of my account takes this long, everything else is IMMEDIATE. Every payment I individually pay without automatically takes equal amounts of time to be deducted. I will frequently think the money has already come out or forget that I need to leave a certain amount of money in that account, then the payment declines at some random point in the middle of the night, then I will transfer money around, make ANOTHER payment, and the waiting cycle begins again. It's been this way for the 2 years I've had the card, and I would just like an honest explanation as to why the biggest tech company in the world can't automatically deduct payments out of their customer's bank account for it's credit card. It's caused multiple issues for me on many different occasions. There is no point in keeping a checkbook-like record of my transactions, because literally EVERYONE else automatically deducts payments! Apple Card is the only one who is delayed.
iPhone 15 Plus, iOS 17