Apple Wallet covering a declined card

I recently added my TD bank card to my Apple Wallet. I went to Tim’s, and had meant to use cash, but reflexively used my phone. It didn’t occur to me right away, then on the way home I started scratching my head wondering why it went through. Them I received a notification via Apple Wallet that it was declined, but checking my bank account it hasn’t come out! How do I resolve this? If I add funds to my Apple account will that address it?