Merging Apple Card Accounts Significant Issue - Co-Owner Unable To Add Card Back

When merging my Apple Card account with my wife’s account and becoming a co-owner I lost my Apple Card and all virtual capabilities. I’ve spent hours and hours on calls with Apple and Goldman Sach’s calls. I’m losing all % back money and it’s super inconvenient. There is no resolution in sight. The message I receive is “Apple Pay services currently unavailable, please try again later” when I try to add the merged card to my Apple Wallet on any device. I see this has been an issue for a long time for others too. Any help or advice is greatly appreciated.