Apple Pay cancelled by Goldman Sachs

So we disputed a couple or charges with our bank (first time). Days after Goldman Sachs cancelled our Apple Pay. Now that we realized we were on the wrong. We’re willing to process it and have them charge us, but now they won’t even re-open our account. I understand there are within the rights. But now my husband is afraid of disputing a claim that is fraud because they might close his Apple Pay. They will not give you an explanation or a solution. The answer is no and is a no, not even with excellent credit they will consider it. They wouldn’t even consider a dialogue. Is there a way or the highway? Makes me want to leave Apple.