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I am the family organizer and my card is attached. I need to limit purchase abilities to to my parents as one has memory issues. I keeping getting credit card purchases I know nothing about and it’s hundreds of dollars a month. I also still need my card attached to auto pay the insurance for each device. Help!
From: How to share apps and purchases with your family - Apple Support
"Which payment method is charged for purchases that family members make?
When Purchase Sharing is turned on, everyone's purchases bill to the family organizer's payment method.* If there's an issue with the payment method, the family organizer can update their payment method or add a new one.
If you're the family organizer and you don't want to share a payment method with your family, turn off purchase sharing. When purchase sharing is turned off, you can continue to share subscriptions like Apple TV+ and Apple Arcade. When Purchase Sharing is turned off, everyone must use their own payment method.
* Learn how purchases are billed if a family member has Apple Account balance. [ How apps, content, and subscriptions from Apple are billed - Apple Support ]"
This document basically says that if anybody in the family has personal Apple Account balance, that gets charged first before the Organizer's payment method.
I can think of dozens of people who have posted here wanting to do exactly what is happening to you. You cannot do it even if you try. Therefore since you have achieved an impossible thing before breakfast I suggest you contact Apple since I have no idea how you managed it unless you have your age set to be under 13 years old. ;-)
Contact Apple for support and service - Apple Support
Your option is to turn off purchase sharing or to remove others from the family share
I have the opposite problem - as a competent adult (and the owner of our family phone plan) I am locked out of being able to subscribe to anything without my husband’s permission. Feeling very Handmaids Tale here this morning
Stop adults from purchasing using family sharing
