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Hi, when I applied for a Apple credit card I believe I made a mistake when entering my income as the denial I received noted my very high credit score but said my debit to income ratio was incorrect. Is there a way to review the application and correct a possible mistake on annual income?
You'll need to discuss that with Apple and Goldman Sachs.
See the contact link in the section "If your application is declined because your identification information couldn't be verified" as a starting point:
How your Apple Card application is evaluated - Apple Support
That document also describes what information is checked.
If there's a month delay involved (as was referenced above), you'll have to wait.
No, reapply after 31 days. There is no other option. Sorry.
Goldman Sachs uses an algorithm with virtually no manual override or review possible. Algorithm resets after 30 days.
Thank you for the replies and I'll sit tight for 30 days and reapply. it was quite a surprise as I can't recall ever getting declined for a CC as I have excellent credit and in excellent financial shape. The only thing I can think of is maybe I left off a zero when I entered my income.
Apple credit card application income
