Apple Pay and Wallet non functioning in 15.3 update

Please add just one card to the new admin account. It will be removed later. You should get a message about another Apple Pay user and do you want to delete account. Say yes and add the card to the new account. Log out of new account.

Log into old account and open Settings > Wallet and what happens?

Have you tried restarting in Safe Mode? Have you tried creating a new Admin account and seeing if Settings is working?

You’re welcome and I hope you have a great week!

Can you please get me started on where to go to create a new account. I've seen "add a 2nd account" as the solution on a couple forums but don't know where to do that. Thanks!

Nevermind, I think I found it. Just not confident I can do all the steps and get back to my original account. I think I'll wait until the next update and see if that fixes it.

Another update might and might not fix it.