How do I access my 2024 statements on Apple Pay?

Apple Pay is a service and there are no statements. Think of Apple Pay as a secure tunnel that sends and receives encrypted data to merchants, payment networks (Visa, Mastercard etc.) and banks.

Any statements will be available via the credit or debit card’s issuing bank. Gift cards, prepaid debit cards etc do not have statements. They are considered cash equivalents and as such no statements. It would be akin to asking the government for a statement of your cash spending for the last year.