Can I spend my debit card money although I'm in Apple Pay debt?

Couldn't find anybody asking this question or a legitimate answer online so, Can I spend my actual debit card money although I'm in Apple Pay debt? Don't want to walk down to the dairy and try to buy something just for my card to decline on me.

iPhone 11

Posted on May 4, 2025 7:24 PM

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Question marked as Top-ranking reply

Posted on May 4, 2025 7:44 PM

It is not clear what you are talking about?

  • What actual debit card money are you referring to?
  • What do you mean by Apple Pay debt? Apple Pay is not an account, it is simply a method to process transactions securely with whatever payment method you choose.
  • For purchases with the cards in your Wallet, it is the bank of the issuing card that declines a transaction.
3 replies
Question marked as Top-ranking reply

May 4, 2025 7:44 PM in response to ioneenknowwhattonamemyself

It is not clear what you are talking about?

  • What actual debit card money are you referring to?
  • What do you mean by Apple Pay debt? Apple Pay is not an account, it is simply a method to process transactions securely with whatever payment method you choose.
  • For purchases with the cards in your Wallet, it is the bank of the issuing card that declines a transaction.

May 5, 2025 3:27 AM in response to Mac Jim ID

Sorry if I don't explain this well, but like when I refer to Apple Pay debt. When using Apple Pay, (sometimes) you're kinda able to spend more money than you actually have. I'm not too sure how it works but at a random time it just suddenly declines, and you're forced to pay off how much you spent (with the money you didn't have.) And when I refer to debit card money, I mean like your actual balance. The money your actual bank is telling you you have. Again, sorry if I didn't explain this well.

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Can I spend my debit card money although I'm in Apple Pay debt?

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