Unable to use Apple Pay on iPhone

Are you able to add credit or debit cards to your Apple Wallet?

Are you trying to make a payment (purchase) online or at the merchant’s location? Does it actually show as declined?

Have you discussed with your bank’s support team? If so, what did they say?

I am having the same issue. As is my wife. We can add cards no problem. Ever since the newest software update, it doesn’t matter which of the cards we try to pay with , it just tells us “can’t complete purchase” and then shows declined on our phones.

What country are you in? What iOS version is your device using?

The US. And 18.6.2. The most recent update.