Unusual Apple Pay transaction and 24-hour processing delay

I just received the following text… Does Apple really stop transactions for 24 hrs and then process them? I’ve never heard of this from any bank before. They just decline the transaction and block the ALWAYS sending a new one.. even linking a website which I’m leery to click and open from the text

Text:

*****************

Unverified Apple Pay Usage,

We noticed some unusual activity on your Apple ID (Case ID: 6********8)  account  and want to ensure your information remains safe.

Details of the activity:

    Transaction: $215.45 at "Electronic Hub USA"

    Date/Time: August 26, 2025, at 10:47 AM (PST)

    Device: iPhone 14 Pro, used in San Diego, CA

If you recognize this transaction, no action is needed.

If this activity is familiar, no action is required, and the transaction will proceed within 24 hours. If not, contact Apple Support immediately at +1-888-***-**** for assistance.

Need Assistance?

Apple Support: +1-888-***-****

Billing Help: https://getsupport.apple.com/

Thank you for helping keep your account secure.

Stay secure,

Apple Security Division

[Re-Titled by Moderator]

Original Title: Questionable text