What you need to open and maintain an account
iPhone must be updated to latest version of iOS, 16.4.1
Update your iPhone or iPad - Apple Support
iPhone must be updated or you can’t apply. Your Apple Cash account must be verified.
Identity verification for Apple Card or Apple Cash - Apple Support
Once you’ve checked and verified the above requirements, you can apply for Apple Savings Account by following the steps in this support article.
Set up and use Savings in Apple Wallet - Apple Support
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