Which home finance apps connect an Apple Card

@Apple - Please allow for Monarch to have API.

I’m really missing Mint, I found some similar apps most of them want to charge but not 1 can get Apple Card connected and that is really annoying when you’re tracking expenses and budgets

Apple just opened Financial API to 3rd party developers in March 2024.

Monarch, Copilot, YNAB already have built integrations with Apple Card, Apple Cash and Apple Savings.

I can also confirm, it's working, as long as you have at least iOS 17.4.

https://9to5mac.com/2024/03/05/ios-17-4-lets-budgeting-apps-easily-access-apple-card-cash-and-savings-data/

lucas053 wrote:

@Apple - Please allow for Monarch to have API.

Apple doesn't read here in this user-to-user forum for feedback or suggestions. You can, however, let them know your thoughts here:

Product Feedback - Apple

I gave up using financial apps about 20 years ago, switching to a DIY Excel (and now Numbers) spreadsheet that has evolved into something quite sophisticated. I’ve found that I have a much better understanding of my finances, and in particular cash flow, when I have to manually enter transactions.

Savannahjo7 wrote:

@Apple please 🙏 let Plaid connect to my Apple Card. PLEASE

Apple doesn't review these user-to-user forums for feedback or suggestions. You can, however, let them know your thoughts here:

Product Feedback - Apple

But I think the real issue is that you have to convince Plaid to support the Apple Card, not the other way around.

Following

Sad that I only got to use Mint for 2 months before they shut down 😣 I'm currently using Moneycoach to import Apple Card transactions automatically and it works, more or less.

https://youtu.be/f0CJ-Zk0Nh4?si=x3zH8tU5_woE31Cg

I've scoured the internet and only a few apps are equipped to handle importing Apple transactions automatically with the Shortcuts feature on iOS. YNAB is one of them I believe.

I ultimately went with Moneycoach because the subscription only costs $5 a month and I like the app interface. I'm good with using them for now, or until something better comes along that isn't so expensive like YNAB.

This has been blown way out of proportion by Apple rumor sites. Wall Street Journal has done several articles over the last year plus on this. Goldman has lost several billion over several years. This is to be expected when the bank has never done consumer lending before. The losses were from startup costs related to starting a credit card from scratch. They also purchased credit card business from Capital 1 (GM Rewards Card) and purchased a mortgage lender. In earlier articles, when starting their consumer division, David Solomon said they expected 4 to 6 years of losses. Do you remember? Is the current reporting being filtered or just stated with no context? These losses mean relatively little to the 7 largest US bank.

ETdoFresh wrote:

Thanks, I specifically submitted a Monarch (+ other personal finance application) request here:

Feedback - Apple Pay - Apple

(and specified Product Category: Apple Card)

I have also added my feedback in both places. Meanwhile, I upload at the end of the month. Not as convenient as Mint but Monarch is, in most other ways, so much better.

NSBot wrote:

I’m really missing Mint, I found some similar apps most of them want to charge but not 1 can get Apple Card connected and that is really annoying when you’re tracking expenses and budgets

Monarch allows you to import the Apple Card statements into it at the end of them month (through the iPhone app). It's not ideal but, better than nothing. And Monarch is great.

ahuang4 wrote:

They are a small startup company. The one major downside is that they don't connect with any banks automatically. This isn't a problem for me since I'm mainly using Moneycoach to track my Apple Card purchases, cash purchases, and a few expenses, but I could see this being a problem for other people.

Ah, as an early adopter, I have lost a lot of money engaging with “small startup companies”. Light company’s L16 104 MP camera, most recently. Keezel hardware VPN (even invested in it). First Jersey Securities. Many more. And some I didn’t, like iPassword which shut down, leaving users with no access to their passwords. And an app that hid photos behind a firewall, and again shut down with no way for its users to recover their photos.

Name a decent home finance/budgeting app that’s free and still maintains confidentiality? There aren’t any.

Basic economics will tell you TANSTAAFL (There Ain’t No Such Thing As A Free Lunch). Some people want free, some want convenience/quality and others want security/privacy. Unfortunately, they are not, all three, mutually compatible.

temptemptemptempte wrote:

Also, I believe if someone knows how much you got they can devise a way to take it away from you! Who exactly are these people monitoring our finances?

And anyone who wants know how much you’ve got can find out, with or without a financial app. Thank you, Equifax.