Apple pay sending verification to wrong phone number
Recently i faced the issue, and there was no help available anywhere!
the answers and reply for these questions are bullsh*t n does not target the actual problem and they also do not work.
now the issue is you updated your phone number from bank the bank has the right info but, apple wallet is sending verification code to the old number or a number which you never used or any other case where the number is not yours !
now in this particular matter the issue seems to be WITH 3D SECURE!
if you are certain that bank has right details n they have updated yous info then this is what you need to do!
go to your bank app > select cards> select 3d secure> and update or correct the phone number> remove the card from apple wallet and add it again! And the issue will be fixed!
if this does not work contact your bank and ask them to change your 3d secure phone number!
iPhone 11 Pro Max, iOS 17