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Can you send Apple Cash with a Cash Balance of $0.00?

Do you have to have an Apple Cash balance in order to send someone cash or can it come directly out of your debit card that is linked to Apple Cash?


If you have a balance in Apple Cash and you send cash to someone, will the balance in Apple Cash be used first?


Thank you so very much for your help!

iPhone SE, iOS 17

Posted on Sep 23, 2024 7:07 AM

Reply
5 replies

Sep 24, 2024 11:53 AM in response to macbers

If you’d read the Apple Support article I linked to you’d have seen the exact instructions.


  1. If you want to send the money using your debit card instead, tap Change Payment Method.
    • Turn the Apple Cash slider off.
    • Tap your debit card to select it.
  1. If you don't have enough money in your Apple Cash balance to send the payment, you can pay the remainder with your debit card.
    • Your Apple Cash card and debit card will appear on the screen, with the amounts that will be deducted from each card. 
  1. Double-click the side button to pay, then confirm your payment with Face ID, Touch ID, or your passcode.


If you haven't added a debit card to the Wallet app, you need to add one to send money.

Sep 24, 2024 11:45 AM in response to Jeff Donald

If you disable Apple Cash in Settings, you are completely unable to use Apple Cash, Jeff.


I would just like to know:


Do you have to have an Apple Cash balance in order to send someone cash or can it come directly out of your debit card that is linked to Apple Cash?


AND


If you have a balance in Apple Cash and you send cash to someone, will the balance in Apple Cash be used first, before any debit card?

Sep 24, 2024 1:31 PM in response to Jeff Donald

I did read the instructions you sent.


I am unable to find "Change Payment Method" anywhere.


When I turn the "Apple Cash" slider to off under Apple Cash and Wallet Settings it immediately gives the warning:


"This card will be removed from Wallet"


And when I turn it off and attempt to Send Cash via Wallet or Messages, I get the notification "Apple Cash has been turned off on this device" with the button directly below that message that says "Open Settings" where I have to go back into Settings to turn Apple Cash back on and set up Apple Cash again.


I am at a loss.


If I am doing something wrong, I don't know what it is.


I sincerely apologize if I in any way offended you Jeff.


With you having 22,057 points, you must get frustrated with a lot of us.


Thanks for attempting to help me, though.


God bless you.

Can you send Apple Cash with a Cash Balance of $0.00?

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