Reporting a potential Apple Pay scam through the Shop app

Bought some trainers via Apple Pay 16 Days ago , now getting vibes that it could be a scam , going to leave it a few more days to see if the company answers my emails . Then how do I complain to Apple Pay about this . The web site didn’t give the option of Pay Pal which is easy to get hold of . The link for payment went threw the SHOP App


[Re-Titled by Moderator]

Original Title: scam

Posted on Jun 25, 2025 6:59 AM

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Question marked as Top-ranking reply

Posted on Jun 25, 2025 7:20 AM

Apple Pay only sends the unique token provided by the bank of the card you use. It has no part in the billing of the transaction and the merchant is billing the card you used directly. As with any fraudulent charges that appear on that card, the solution is the same to contact them to dispute the charges.


The only difference in using Apple Pay is that the merchant does not have your actual account number of the card used and only the bank token sent to them securely. Your bank can revoke this token and you do not have to worry about your account numbers being exposed or compromised.


As for reporting a website as a scam, that can be done here:

https://reportfraud.ftc.gov/

1 reply
Question marked as Top-ranking reply

Jun 25, 2025 7:20 AM in response to Simsy748

Apple Pay only sends the unique token provided by the bank of the card you use. It has no part in the billing of the transaction and the merchant is billing the card you used directly. As with any fraudulent charges that appear on that card, the solution is the same to contact them to dispute the charges.


The only difference in using Apple Pay is that the merchant does not have your actual account number of the card used and only the bank token sent to them securely. Your bank can revoke this token and you do not have to worry about your account numbers being exposed or compromised.


As for reporting a website as a scam, that can be done here:

https://reportfraud.ftc.gov/

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Reporting a potential Apple Pay scam through the Shop app

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