How can I integrate Apple Pay into my website?
I run a Social Media Management service wich is HeySmmReseller at and I’m in the process of integrating online payments. However, I’ve found that many popular payment gateways classify SMM as “high-risk” or simply decline to onboard us. I’m not sure what triggers these restrictions.
Could someone shed light on:
- Risk factors: What aspects of SMM (e.g. chargeback rates, regulatory concerns, fraud potential) lead gateways to flag it as high-risk?
- Gateway criteria: Which specific policies or merchant category codes (MCCs) apply to SMM, and how do they differ from, say, standard digital services?
- Finding a gateway: Are there payment providers known for supporting SMM companies? What should I look for when evaluating them?
- Mitigation strategies: How can I present my SMM business—contract terms, documentation, underwriting details—to improve approval odds?
- Any experiences, insights, or recommended gateways that accept SMM would be greatly appreciated!
[Edited by Moderator]