How can I add a credit card for a child's Apple Pay on their iPhone

Is it possible to connect a credit card for my kid on her phone? When I try it’s no + symbol for “adding new cards” in wallet.



[Re-Titled by Moderator]

Original Title: Apple Pay for kid

iPhone 13, iOS 18

Posted on Aug 14, 2025 12:00 AM

Reply
Question marked as Top-ranking reply

Posted on Aug 14, 2025 12:16 AM

Banking regulations in the US and other regions/countries regulate the use of e-wallets by minors. Credit cards allow minors to enter into legal contracts which presents issues. Banks have restrictions as well as to the use of their cards. A few banks in the US are now offering specific financial products for use by minors. You will want to check with the bank to find out their restrictions on minors.


Apple specifically offers a managed program for older youths staring at 13. You can learn more about Apple Family Sharing in the support articles I linked to below.


What is Family Sharing? - Apple Support


Set up Family Sharing - Apple Support


Set up and use Apple Cash Family - Apple Support


Set up Apple Card Family and add a co-owner and participants - Apple Support





1 reply
Question marked as Top-ranking reply

Aug 14, 2025 12:16 AM in response to jimfromj

Banking regulations in the US and other regions/countries regulate the use of e-wallets by minors. Credit cards allow minors to enter into legal contracts which presents issues. Banks have restrictions as well as to the use of their cards. A few banks in the US are now offering specific financial products for use by minors. You will want to check with the bank to find out their restrictions on minors.


Apple specifically offers a managed program for older youths staring at 13. You can learn more about Apple Family Sharing in the support articles I linked to below.


What is Family Sharing? - Apple Support


Set up Family Sharing - Apple Support


Set up and use Apple Cash Family - Apple Support


Set up Apple Card Family and add a co-owner and participants - Apple Support





This thread has been closed by the system or the community team. You may vote for any posts you find helpful, or search the Community for additional answers.

How can I add a credit card for a child's Apple Pay on their iPhone

Welcome to Apple Support Community
A forum where Apple customers help each other with their products. Get started with your Apple Account.