[Scammed] Fraudulent charge on my Apple Pay account

I know that it’s said that Apple Pay cannot be hacked as it does not hold your info or whatever, and it’s just a conduit between your bank and the merchant but how do you explain the following?…

I used Apple Pay and it turns out it was a scam website. I was concerned about being scammed further, but I left things as they were — no further charges from that website but I was very concerned as others were saying they were getting auto charged when they didn’t authorise it — and it was coming out of the Apple Pay wallet or initiated through it. The website is cerebrumiq.com. About 1.5 months later I was charged $96 on Uber through Apple Pay.

I did not make any such transaction. I checked my Uber account and nothing. I checked any linked devices in my accounts and nothing.

Basically what I think, and this has happened to other people eg (https://www.reddit.com/r/IdentityTheft/comments/1c5yo97/can_apple_pay_be_hacked/), is that somehow a hacker has cloned Apple Pay’s payment ability with my Apple Pay — I don’t know how. They got this ability when I used the fraudulent website. Others have said that even if they change the card, the fraudulent payments still continue with the new card.

this is a terrible breach of security and needs to be fixed.

Ive removed my card from Apple Pay and changed the passcode. I will get another card from the bank. I don’t think I will use Apple Pay for a long time now. Which is a shame as it is really convenient, but not at the cost of being scammed.

If they just had my CC details then the transaction would come straight out my bank but it doesn’t, it comes out of my Apple Pay transactions. I know it ultimately comes from my bank but the payment is initiated through Apple Pay, however the scammer is doing it.

Please fix this problem or advise how to proceed.

Thanks,

Matthew

iPhone 12

Posted on Oct 9, 2024 4:46 PM

Top-ranking reply

Mabbott1729 Author

Level 1

17 points

Posted on Oct 10, 2024 6:10 PM

Thanks for the info

However the issue isn’t that I signed up to a subscription service and they keep taking money from my account. That has ceased. I believe that when I used that subscription service or scam website my Apple Pay was somehow compromised.

Now I had a payment, which was reflected in my Apple Pay, which I did not make. How could someone use my Apple Pay without my authorisation? Again nothing to do with any subscription service.

The subscription service has ceased to my knowledge. But that’s where I believe all the trouble started.

I will call my bank to see if there’s anything they can do. But I believe they can only turn off the automatic updates on my card and change my card. If someone has access to my Apple Pay without my consent I don’t see how this will fix the problem. As soon as I change the card, the issue will begin again.

Were probably going in circles here, and I don’t fully understand what could be happening but it seems like foul play and a security issue with apple. I have reported it to the security team. And I have reported the scam website to scam watch. I may report back what my bank says.

Thanks,

Matthew

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[Scammed] Fraudulent charge on my Apple Pay account

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